Disclosures & HMRC Discovery Notices
Based in Rochdale, serving Manchester and the whole of the UK, Whittaker Accountants supports individuals and businesses with HMRC disclosures, discovery notices, and undeclared income—helping you to minimise any potential penalties and to stay compliant.
Act fast to avoid penalties
Responding quickly to an HMRC discovery letter can reduce financial penalties and prevent further escalation.
Voluntary disclosures handled with care
Make the first move—penalties are substantially reduced when you disclose income before HMRC discovers it.
Rochdale-based, UK-wide support
Our team supports clients in Rochdale, Greater Manchester, and across the UK with expert advice and communication with HMRC.
ABOUT DISCLOSURES & HMRC LETTERS
Understanding HMRC Discovery Notices
Over the last few years, HMRC has increased its focus on un-declared income streams by issuing more discovery notices to individuals suspected of failing to report all taxable income. Common income types under scrutiny include:
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Income from rental property
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Overseas income
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Dividends from shares
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Interest exceeding the annual allowance
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Income from ‘shared lives’ or ‘carers’ schemes
Receiving a discovery letter from HMRC can feel overwhelming, but ignoring it or mishandling it can result in serious financial consequences. It’s important to respond as soon as possible.
Even if you haven’t yet received a letter, making a voluntary disclosure for any unreported income can significantly reduce potential penalties.
Experts Since
2010
Why Choose Whittaker Accountants?
Based in Rochdale, proudly supporting clients across Manchester and the UK
➤Trusted by Individuals and Small Businesses
We’re known for our straight-talking, reliable advice. Whether you’re self-employed or running a growing company, we’ll help you manage your HMRC disclosures correctly and confidently.
➤Proven Expertise in HMRC Disclosures
From voluntary disclosures to discovery letters, our team has successfully guided clients through a wide range of cases, helping them minimise penalties and resolve tax concerns swiftly.
➤Supportive and Confidential Service
Dealing with HMRC can be intimidating. That’s why we offer a friendly, non-judgemental approach with complete discretion — providing reassurance throughout the entire process.
➤Clear Guidance from Start to Finish
We’ll explain everything in plain English and handle all the technical steps for you, making the process simple and stress-free.
➤Fixed Pricing with No Surprises
With our transparent fee structure, you’ll always know what you’re paying for. No hidden extras — just professional, dependable support when you need it most.
Our working process
How our service works
Understanding Your Needs
We start with a consultation to understand your unique circumstances, requirements, and goals so we can provide tailored accounting and tax solutions.
Creating a Strong Plan
Based on your needs, we develop a clear, structured plan for your accounting, tax, and compliance services, ensuring you’re fully supported.
Delivering the Service
Our expert team handles your accounts, tax returns, and filings efficiently and accurately, keeping you compliant and stress-free throughout the year.
Ongoing Support
We’re always available for questions, advice, and support, helping you stay on track and make confident financial decisions as your needs evolve.
FAQs
Frequently asked accounting questions answered
Do I really need an accountant for my tax returns?
While it’s possible to do it yourself, an accountant ensures your tax returns are accurate, compliant, and optimized for any deductions or reliefs you’re entitled to. We save you time, reduce stress, and help you avoid costly penalties.
What services do Whittaker Accountants offer?
We provide a full range of services, including self-assessment, personal/business tax planning, business tax, VAT & PAYE support, company formations, bookkeeping, credit control, and assistance with tax disclosures and discoveries.
Will hiring an accountant save me money?
In many cases, yes. Our team identifies ways to reduce your tax liabilities, ensures compliance, and minimizes penalties. We focus on making sure you only pay what you owe — no more, no less.
How do I switch to Whittaker Accountants?
It’s simple! Get in touch, and we’ll guide you through every step. We can also contact your previous accountant to make the handover seamless and stress-free.
What industries do you work with?
We work with a wide range of industries — from sole traders and freelancers to growing businesses and established companies across Rochdale, Manchester, and the UK. Whatever your sector, we can help.
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Testimonials
What Our Clients Say
SueW-231553
11 Jul 2024
Exceptionally professional, highly recommended
I have been using their accounting services for 3 years, and Sarah has been exceptionally professional and helpful. Having run an e-commerce business with several accountants, I can confidently say she is the best one. Highly recommended.
GaryF-482
11 Jul 2024
Reliable , reasonable and easy to work with
Been using sarah for years , absolutely great service , reasonable prices and can’t do enough for you. Defiantly wouldn’t go anywhere else
StuartO-2
08 Jan 2024
Great service
really professional company and outstanding service
ZairabZ
03 Nov 2023
Zenith Lawyers LLP
Whittaker Accountants are exceptional when delivering accountancy services to our firm. Sarah is always available and will happily assist in matters. We admire the proactive approach and always offering solutions. Thank you so much for all you help over the years!
NaeemS-19
26 Oct 2023
Excellent!
Excellent service all round. Sarah is very approachable and has a very flexible manner.
LisaC-197
26 Oct 2023
Great service from Whittaker Accountants Ltd Highly recommended
Would highly recommend Whittaker Accountants Ltd to help you with all your accounting needs.